Lobby: M-F, 9am-4pm
Drive Up: M-F, 8am-5pm

2427 Cape Centre Dr, Cape Girardeau, MO 63703

Visit us in Cape

5721 U.S. Hwy. 61, Jackson, MO 63755

Visit us in Fruitland

Monday-Friday 9 am to 4 pm

Lobby Hours

Monday-Friday 8 am to 5 pm

Drive-Up Hours

Smart Services. Valued Relationships.
Member Owned.

See the Credit Union Difference
Share Accounts (Savings)
Share Accounts (Savings)

To join the credit union, you can open a Share Savings account with a deposit of just $25 or more.

Share Draft Accounts (Checking)
Share Draft Accounts (Checking)

With no minimum for opening an account, why not open an account and become a member today?

Certificate of Deposit (CD) Accounts
Certificate of Deposit (CD) Accounts

If you’re looking for an investment that provides a steady return and peace of mind, ask about a CD.

Money Market Accounts
Money Market Accounts

Members can now earn money market rates without sacrificing security or liquidity. Learn how!

Vehicle and Consumer Loans
Vehicle and Consumer Loans

Whether it’s a new or used car, a boat, RV, motorcycle, or farm equipment, buy with confidence.

Kids Klub Savings Accounts
Kids Klub Savings Accounts

Are your kids running out of room in their piggy banks? Open a Kids Klub savings account today!

Overdraft Service
Overdraft Service

Avoid the stress and unnecessary overdraft fees with our automatic overdraft protection.

*We provide these forms for you that make it easy to have all your information in one place to switch!

Estimate Your Payments*

Saving Secured Loan or CD Loan rates are based on a 2.01% Simple Interest Loan.

*Interest rates and payments vary and are subject to credit and loan approval. Rates are currently 2% above the Share or CD APY rate.

$1,000 $35,000
6 months60 months
Estimated Total:

You're in Good Company

See What People Are Saying about CRCU
Lacey White

“The tellers are always kind and I really like their new ATM Machine.”

Lacey White,
Troy Roberts

“Good place to get a car loan, beats rates at banks in town.”

Troy Roberts,
Travis Sutton

“They are a top-notch group, and handle day-to-day business with class and ease.”

Travis Sutton,

Need more help?

Feel free to ask us about it!
Get Started with a Loan.

Want to Apply for a Saving Secured Loan or CD Loan? Getting started is easy!

Give Us a Call

We’re here to help. Give us a call anytime normal regular business hours.

Cape: (573) 334-7686
Fruitland: (573) 388-2330

Access Online Banking

Login to our online banking to make payments, manage your money, and review transactions.